Provide financial stability for your family.
Simple and affordable plans with no medical exams and cash-back options.
At Quility, we leave the decisions to you.
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What to Know
Term life insurance policies are simple and affordable plans to protect your family should something happen to you. You choose your term and a large or small amount of coverage – all at a low cost. Certain stages of life come with greater financial burdens than others and term life insurance provides peace of mind when you need it most.
Benefits of Term Life Insurance
No medical exam required, apply in minutes online or with the help of a Quility insurance advisor
Policies can cost less than $20/month
Choose your term and the coverage
that’s right for you
Not sure if a term policy is the right choice for your family? Read our guide to term life insurance for new parents.
See just how affordable term life insurance rates can be.
Ready to apply?
Get a free quote in seconds based on your insurance needs, then continue to our online application and secure the coverage you need in 10 minutes. It’s that simple.
Term vs. Whole Life Insurance
If you’re in the market for life insurance, you may be torn between purchasing a temporary (term) or a permanent (whole or universal) life insurance policy.
We’ve been doing this for a while.
Quility is backed by thousands of trusted advisors, over 80 insurance companies and years of experience.
When should I buy term life insurance?
None of us can know when we’ll pass away or when our health situation may change for the worse. For the best rate, it makes sense to apply for term life insurance online today.
Do I qualify for term life insurance?
Most people who are in good health will qualify for coverage. You may still qualify for term life insurance if you have existing health problems, although your premium will likely be higher.
How much does term life insurance cost?
Term life insurance is generally the least expensive type of life insurance you can buy as it only covers a specified time frame. Rates can be less than $20/month.
How much life insurance coverage do I need?
Everyone has different insurance coverage needs. To help determine how much coverage is right for you and your family, visit our guide on life insurance coverage or connect with one of Quility’s insurance advisors to ensure you are securing the right amount of coverage for your family.