Mortgage Protection

Protect your family from losing your home.

Affordable insurance designed to cover your mortgage.

Father holding daughter up in the air, just applied online for mortgage protection insurance with Quility

At Quility, we leave the decisions to you.

Get mortgage protection insurance on your terms.

Apply Now

Get the coverage you need instantly with no medical exam.

Live Chat With an Advisor

Our trusted advisors are here to answer any questions you have along the way.

Schedule a Consultation

A licensed agent can help you find a plan, either over the phone or through video conference.
What to Know
Mortgage protection insurance is an affordable term life insurance policy designed for homeowners. You can choose how long you need coverage and find a rate that fits your budget. This type of life insurance ensures your family can stay in your home in the event of death or significant income loss.

Benefits of Mortgage Protection Insurance

Easy Application

No medical exam required, apply in minutes online or with the help of a Quility insurance advisor

Affordable

Rates as low as $20/month

Customized
Coverage can last until your mortgage is paid off – the timing is up to you

Not sure if mortgage protection insurance is the right life insurance choice for your family? Read our guide to the benefits of mortgage protection insurance.

See just how affordable mortgage protection insurance rates can be.*
Man and woman hugging, got mortgage protection insurance for 22 dollars a month
Meet Jerry L.
He’s 32 and recently married with a child on the way.

Coverage: $100,000

Term: 30 years

Rate: $22/month

With mortgage protection insurance, Jerry and his family could have coverage until their mortgage is paid off.
Two women hugging, celebrating getting mortgage protection insurance with Quility for 14 dollars a month
Meet Caroline A.
Caroline and her partner are both 29. They are non-smokers in excellent health.

Coverage: $100,000

Term: 20 years

Rate: $14/month

This affordable insurance solution would help to reduce financial hardship if Caroline suddenly passed away.
Father holding daughter, just got mortgage protection insurance online with Quility
Meet Miguel C.
He’s 40, has three children and makes a mortgage payment every month.

Coverage: $150,000

Term: 15 years

Rate: $23/month

Mortgage protection insurance would enable Miguel’s loved ones to keep up with mortgage payments in the event of his death.

Ready to apply?

Get a free quote in seconds based on your insurance needs, then continue to our online application and secure the coverage you need in 10 minutes. It’s that simple.

Father, mother and son standing in kitchen, just applied online for mortgage protection insurance with Quility
Peace of Mind

When you purchase mortgage protection insurance with Quility – either online or with the support of our trusted insurance advisors – you are choosing peace of mind, knowing that mortgage payments wouldn’t burden your loved ones if you pass away or face income loss due to a critical illness or disability. Make the choice to protect your family from losing your home and start your mortgage protection application today.

The Quility Difference
We Shop for You
Partnered with 80+ insurance companies, we do the shopping for you to ensure you get the best coverage at the best price. It’s our promise to you.
We Keep It Simple
Insurance can seem complicated, but we don’t think it needs to be. Our goal is to make it simple and easy.
Insurance Your Way
Time can be a rare commodity. We are a network of insurance advisors here to help you along the way, or not – it’s up to you.
The Quility Difference
We Shop for You
Partnered with 80+ insurance companies, we do the shopping for you to ensure you get the best coverage at the best price. It’s our promise to you.
We Keep It Simple
Insurance can seem complicated, but we don’t think it needs to be. Our goal is to make it simple and easy.
Insurance Your Way
Time can be a rare commodity. We are a network of insurance advisors here to help you along the way, or not – it’s up to you.
Professional Support
To help you make the right choice for your family
Discover Your Options
Meet with an insurance advisor to find the best-fit plan
Need to talk it through?
Chat with us at a time that works for you
Older man on his laptop conducting a virtual chat with a Quility insurance advisor

FAQs

We’ve got you covered.
FAQs
We’ve got you covered.

When should I buy mortgage protection insurance?

None of us can know when we’ll pass away or become critically ill or disabled. If you are a homeowner or in the process of buying a home, it makes sense to apply for mortgage protection insurance today.

How does mortgage life insurance differ from homeowner’s insurance?

Both types of insurance can be necessary for homeowners. While homeowner’s insurance is important to cover personal liability and property damage, such as damage from weather, theft or vandalism, mortgage protection insurance covers your mortgage payments if you were no longer able to. Read more about the differences between mortgage protection insurance and homeowner’s insurance.

Can I afford mortgage protection insurance?

For most people, yes! Mortgage protection insurance is generally the least expensive type of life insurance to pay off your mortgage.

How much mortgage protection insurance coverage do I need?

Everyone has different insurance coverage needs. To help determine how much coverage is right for you and your family, visit our guide to buying mortgage protection insurance or connect with one of Quility’s insurance advisors to ensure you are securing the right amount of coverage for your family.

Featured Articles

mom and two children in home protected with mortgage protection insurance
Differences Between Mortgage Protection and Homeowner's Insurance
Learn more about these two types of insurance for homeowners.
dad and two kids playing in yard, protected with mortgage insurance
5 Tips for Buying Mortgage Protection Insurance
We explain how mortgage protection insurance works, and what to consider when purchasing a policy.
husband and wife in living room, protected with mortgage protection insurance
Beginner’s Guide to Mortgage Protection Insurance
Learn how mortgage protection insurance works and how a policy can protect homeowners.

Let’s Get Started

Apply for mortgage protection insurance online or with support from our trusted advisors today.