Policies are issued by Foresters Financial, a legacy in the industry that has provided long-term financial security for nearly 150 years.
Eliminated over $300+ million in scheduled interest since 2019
Debt Free Life is a modern way to pay off your debt using the cash value of a specialized whole life insurance policy.
Get Your Personalized Debt Elimination Report
Using our exclusive software, your certified Debt Free Life consultant will generate a personalized debt elimination report showing you how and when to pay off each debt and:
Build Cash Value
An annual dividend is a yearly payment granted to an insurance policyholder.
Pay Off Debts
Start Living Debt Free
Once your debts are paid off, you can use your policy funds for large purchases, retirement, or a child’s education.
Join thousands on the path to financial freedom.
Ready To Get Started?
Schedule a Consultation
Submit some basic information then meet with a certified Debt Free Life consultant online or in person.
Review Your Personalized Debt Elimination Report
Take Back Control
Your consultant will show you how to redirect your inefficient funds into a specialized whole life insurance policy to pay off your debts and reduce interest.
Continued Support From Your Debt Free Life Consultant
Your certified Debt Free Life consultant will provide continued support throughout the process to help you get out of debt and achieve your financial goals.
Personalized Debt Elimination Report
Your certified Debt Free Life consultant will present a personalized report to visually represent your debts and scheduled interest. Your consultant will show you how redirecting inefficient dollars into the cash value of a whole life insurance policy will help you eliminate debt incrementally and build savings. You will also find out when you’ll become debt free and see how much interest you will save.
Debt Free Life helps you eliminate debt with the cash value savings component of a permanent life insurance policy. Read more about permanent life insurance and how these specialized policies can help you achieve your financial goals.
As soon as you are ready to start paying off debt! It’s simple to get started – begin by filling out our short form and a certified Debt Free Life consultant will be in touch to schedule your free consultation.
In your first consultation with your Debt Free Life consultant, you will discuss your existing debts, interest rates, principal balances and all current payments you’re making towards debts. Your consultant will then use our exclusive Debt Free Life software to break down the amortization schedule for each debt to find the point where more money will be going to principal, rather than interest.
By redirecting overpayments or discretionary income into the cash value of your policy, you become your own bank and pay off debts with no additional out-of-pocket expenses. Premiums for whole life insurance, like other types of life insurance, depend on your age and health at the time you apply.
No, Debt Free Life is for people who are paying off their debts on time and trying to find a more efficient way to pay them off faster. We redirect your inefficient dollars to fund a specialized whole life policy with our exclusive software to create the most efficient strategy.
As you pay off debts with the guidance of a certified Debt Free Life consultant, your credit score may improve. There are no credit checks required when applying for a life insurance policy.