You did it. You survived the gauntlet of Zillow-ing, qualifying, negotiating and purchasing, and now you’re a certified homeowner. This is a huge accomplishment. Cheers!

Now that you’re settling in, you might be starting to look ahead. Whether turnkey or in need of TLC, your home will always present you with opportunities for upkeep and upgrades. And while some home projects will require you to spend, rest assured there are some great ways to save.

#1: Become your own home repair expert

Allow YouTube to become your sensei. With tutorials on just about everything, it’s a great resource for knocking items off the repair list all by yourself.

Running toilets, squeaky doors, clogged drains—type your dilemma into the YouTube search bar, roll up your sleeves and get to work!

#2: Identify your home’s energy inefficiencies and tackle the ones you can afford

Swap out incandescent lightbulbs for LEDs. This simple switch-up can save homeowners up to $75/month.
Lower the temperature setting on your hot water heater to 120 degrees or below.
Make sure the exterior walls of your home are properly insulated.
Change your air filter approximately every three months. A dusty filter causes the HVAC unit to work harder and guess who gets to pay for all that extra umph?

#3: Steal a deal when it comes to renovations and décor

Outfitting and upgrading your new abode can be the most exciting part (and the most expensive). While some items just make sense to buy brand new and shiny, remember you can find shelving, furniture and even some one-of-a-kind art from places like Habitat for Humanity Restores, building material auctions and buy/sell/trade websites.

#4: Collect multiple estimates

There will come a day when you’ve got to call in the professionals. Ask around and collect multiple bids. Of course, you’ll want to compare skill levels and availability, but you might just find the right person for the job at a fraction of the competitor’s price.

Life Tip

When you find a good, reliable and reasonably-priced contractor, hold onto them! (Trust us!)

#5: Apply for budget-friendly mortgage protection insurance

Mortgage protection insurance is an affordable type of term life insurance designed specifically for homeowners. In the event of disability, critical illness or death, mortgage protection would cover your monthly payments, greatly reducing financial stress for you and/or your loved ones.

Quility works with over 80 insurance companies to help you find the best policy at the best price. Apply online in 10 minutes or less today!