Quility Level Term

Instant Decision Term Life Insurance

Apply online in 10 minutes or less, with a policy delivered straight to your inbox.
yellow analog clock tracking 10 minutes it takes to apply online for life insurance with Quility

Quility Level Term may be for you if…

desktop computer icon
You prefer online applications.
Quility Level Term offers a completely online application. Secure coverage from the comfort of your couch.
hands holding a heart icon Quility Level Term charitable giving rider
You value charitable giving.

You value charitable giving. Same here! Quility Level Term offers a charitable giving rider that will pay a percentage of the policy’s value to a qualified charity of your choice.

family tree
You have family or dependents.
Protect your family and dependents from the unexpected. Quility Level Term offers budget-friendly policies and a child coverage rider.
icon of a 2 story home
You own a home.

Owning a home can be expensive! A 20-or 30-year Quility Level Term policy would cover the length of your mortgage to ensure your loved ones wouldn’t have to cover those costs if you pass away.

You don’t have dependents!

If a parent or partner co-signed your student loan, mortgage loan or credit card, they may have to pay your debts out of pocket if you pass away without life insurance.

Policy Perks

If you remember having a digital pet, then it’s time to invest in life insurance.

Your application will take about 10 minutes. 

Here’s what you can expect:

  • Enter a few basic details
  • Receive a free, instant quote before deciding if you’d like to continue
  • If so, you’ll answer a few “about you” questions
  • Answer a few health questions
  • Choose your beneficiaries
  • Your policy will be delivered straight to your inbox!
I am ready to get life insurance: Get a Quote

I’m ready to take the next step!

I need more information: read the Quility blog or visit the Help Center

I need to learn a little more first.

Sure thing, keep reading. Our blogs and FAQs should help.

Woman and young daughter holding a red umbrella with SBLI logo aside: SBLI provides Quility Level Term life insurance

Quility Level Term by SBLI

Quility Level Term is issued by SBLI, a legacy in the industry that has provided financial security for more than 110 years.

Rated A (Excellent) by A.M. Best for financial strength
Over $4 billion total dividends and benefits paid to families
Over 1 million families protected since 1907 1

Together, Quility and SBLI promise to simplify getting term life insurance so that you feel confident you are receiving the best policy for your loved ones. 

1 See report from A.M. Best here

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Life Insurance Riders Explained

Life insurance riders help you stay financially protected through life’s unexpected moments.


We’ve got you covered.

Do I qualify for term life insurance? 

Most people who are in good health will qualify for coverage. You may still qualify for term life insurance if you have existing health problems, although your premium will likely be higher. To learn more about the basics of term life insurance, check out our Beginner’s Guide to Term Life Insurance.

How can I pay for my Quility Level Term life insurance policy?  

Quility Level Term offers convenient payment methods. Your policy can be paid monthly, quarterly, semi-annually or annually. 

Does Quility Level Term offer additional riders?

Yes. Quility Level Term offers various riders to fit your needs: accidental death benefit, charitable giving, accelerated death benefit, and child coverage. To learn more about add-on riders, check out our article on Life Insurance Riders.

Will I need to contact an agent either online or via phone to secure coverage?

No need to contact an agent! Quility Level Term offers 100% online, instant-decision coverage.

I’m ready to get coverage.