*The rates shown above are not final. They are based on past averages of quotes provided to people with demographic information similar to what you enter above. All final life insurance approvals and actual quotes are subject to personal health history and carrier-specific underwriting guidelines. Your actual rates and quotes may vary, and the underwriting process may determine that your actual premium quotes are higher or lower than the rates shown above. You will have a chance to review and accept the terms and conditions of any insurance policy you may apply for before you are charged. Not all applicants will qualify.