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As we welcome 2021, many of us are deciding upon an annual New Year’s resolution (or wondering if we want to set a resolution this year at all). We reinvented a few of the classic New Year’s resolutions (money goals, organization, self-care) that you can achieve in just ten minutes by applying for life insurance with Quility.
Read on for some instant gratification resolutions that don’t require fancy equipment, fad diets or braving the cold for a workout.
If your goal this year is to save money, having a life insurance policy in place can help you achieve that goal. With permanent life insurance, your policy includes a tax-protected cash savings account where you can build savings.
If you are saving money with retirement in mind, an annuity could be the perfect fit – annuities offer guaranteed retirement income, principal protection and access to flexible tax-efficient retirement funds. Life insurance, whether it’s a permanent policy or a savings vehicle like an annuity, can help you build a stronger budget while saving for retirement.
Life insurance is a way to provide financial protection for your family members and loved ones. Would your partner or family members be financially prepared to cover the household expenses if you were no longer around? If you are carrying debt or have a mortgage, a life insurance policy can provide a cash payout to cover these costs, so your family will not face financial hardship during an already challenging time.
If you already have life insurance, now is a great time to get organized and review your current policy. If you don’t have life insurance yet, now is a good time to take a look at your retirement savings and health insurance policies to see what you have in place and if there are any areas for opportunity.
Your Quility advisor can help you review your current plan to ensure that your money is working for you as efficiently as possible or help you get the best-fit plan in place.
When you get life insurance, you also gain instant peace of mind. In most cases, you can get approved for life insurance almost immediately. Most policies are simplified issue, so you won’t have to go to the doctor for a medical exam to qualify. This way, you can secure peace of mind for years to come, all from the comfort of your own home.
It’s a simple way to gain confidence in knowing that your loved ones are prepared for whatever the future brings.
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